Terracina at Wildhawk will feature one- to three-bedroom apartments, with some units possibly available as early as spring 2026. Rendering courtesy of USA Properties Fund

SACRAMENTO, CA (MPG) - USA Properties Fund has started construction on Terracina at Wildhawk, an affordable apartment community that will provide much-needed housing for residents at a wide range of income levels in the fast-growing Vineyard area just southeast of Sacramento.

Terracina at Wildhawk, located at 9750 Gerber Road, just east of Bradshaw Road, will become the latest, and one of the few, affordable apartment communities in the Vineyard neighborhood, joining new homes and shopping centers in an area with about 45,000 residents.

“Terracina at Wildhawk will provide much-needed housing for Sacramento County residents,” said Sacramento County Supervisor Patrick Kennedy, whose district includes the Vineyard area. “As a partner in the project, this illustrates the county’s growing commitment to more housing in the region. Terracina at Wildhawk will help lower-income residents find housing but will also have a ripple effect in the surrounding neighborhoods and the community as a whole.”

The 145-apartment community will allow moderate-income residents, from early-in-their career professionals to those in lower-paying jobs, to live and work in the Sacramento region. Terracina at Wildhawk is halfway between Elk Grove and Rancho Cordova, and about 20 miles from downtown Sacramento, offering a good mix of job opportunities for residents.

“The Vineyard area is booming because of the incredible demand and the fast-rising cost for housing in the Sacramento region,” said Geoff Brown, President of USA Properties Fund. “We are committed to addressing the critical shortage of quality affordable housing and helping residents who have few options.”

Terracina at Wildhawk will feature one- to three-bedroom apartments, with some units possibly available as early as spring 2026. The apartment community should be completed in summer 2026.

The $67.9 million development is possible thanks to a public-private partnership that includes the Sacramento Housing and Redevelopment Agency (SHRA), Sacramento County, JPMorgan Chase and WNC Inc.

Terracina at Wildhawk, located at 9750 Gerber Road, just east of Bradshaw Road, will become the latest and one of the few affordable apartment communities in the Vineyard neighborhood. Rendering courtesy of USA Properties Fund

Sacramento County contributed $1.475 million to offset impact fees for the project. The “vital development” is one of the first projects approved through a pilot program, said Claudia Wade, Chief of the Sacramento County Engineering Division.

Sacramento Housing and Redevelopment Agency is another major partner on the project, with a $9.2-million loan and bond issuance.

“Sacramento continues to face a shortage of housing for seniors and families who struggle under the burden of rent they can barely afford,” said La Shelle Dozier, executive director of the Sacramento Housing and Redevelopment Agency. “Through the financial assistance that SHRA is able to provide, Terracina at Wildhawk will lift that burden and provide over 140 families with the relief they deserve in an affordable, safe place to call home.”

Almost three of every five renters in the Sacramento region spend at least 30% of their income on housing, one of the highest percentages of cost-burdened households in California, according to the Joint Center for Housing Studies of Harvard University. Renters in the Bay Area and Southern California have higher rents but so are their wages.

“With the demand for housing at an all-time high, we are incredibly proud to support USA Properties Fund as they continue to be a driving force in the creation of affordable housing across California,” said Justin Chen, executive director of Community Development Banking at JPMorgan Chase. “Ensuring access to affordable housing with community spaces and essential amenities is vital for the well-being and success of residents.”

‘All The Right Elements for Success’

Terracina at Wildhawk will have significantly lower rents compared to nearby market-rate properties, allowing residents the opportunity to pay off debt and save money.

Residents must meet income requirements, earning 30% to 70% of the median income for Sacramento County, about $35,370 to $82,530 per year for a four-person household, such as a couple with two children.

Rents will range from $634 for a one-bedroom apartment at the 30% income level and increase to $2,120 for a three-bedroom unit at the 70% income level. However, the range in rents will likely change slightly before the first apartments become available.

“The cost-savings in rent can have a life-changing impact on residents, from helping them pay down debt with some enrolling or returning to college,” said Brown of USA Properties Fund.

Terracina at Wildhawk will offer lower rent for residents, but also a long list of amenities, including a community room, a fitness center, swimming pool, a dog park and EV charging stations. The apartment community also features a massive $3.275-million photovoltaic solar system that will help offset electrical use for residents.

Apartments will feature energy-efficient appliances and light fixtures, ceiling fans and low-flow faucets, showers and toilets.

Terracina at Wildhawk will include LifeSTEPS, a social-services provider that offers a range of services for residents, from healthy living and financial planning classes to programs for children.

Roseville-based USA Properties Fund, one of the nation's fastest-growing and largest affordable development-manager-owners in the west, has about 35 apartment communities in the Sacramento region, and more than 90 in California, Nevada and Oregon.

“Terracina at Wildhawk has all the right elements for success: location, project design, planned residential social services and, most importantly, a strong partner,” said Anil Advani, executive vice-president of Originations and Finance for WNC Inc. “Having worked with USA on over 25 projects, we can look forward to a well-managed project that will have a positive residential impact on the Sacramento area.”

USA Properties Fund Inc. (USA), a California corporation, is a privately-owned real estate development organization specializing in the creation of apartment communities. Roseville-based USA Properties Fund provides a full range of capabilities for community development, including financing, development, construction services, rehabilitation and property management. The company's values, leadership and team structure reflect its success with the development/construction and acquisition/rehabilitation of more than 13,500 units of family and senior apartments in more than 100 apartment home communities throughout California, Nevada and Oregon. For more information, visit www.usapropfund.com.